NJ Whole Home Energy Rebates — Check Eligibility

Rebates you're missing.

Most NJ homeowners qualify for $7,500+ in energy rebates — but most never claim them. See what you're eligible for.

Potential Rebates

$7,500

Utility-sponsored Whole Home Energy Rebates

Whole Home Energy Solutions RebateUp to $7,500
0% Financing / On-Bill RepaymentUp to $25,000 at 0%
Add Heat Pump?Up to potential $17,500+ rebates stacked
Check your eligibility

“Saved over $7,000 on our upgrade” — Sarah T., Cherry Hill

$7,500Average rebate per home
0%Interest financing available
$2.1M+In rebates secured for NJ homeowners
10 minTo check your eligibility
$7,500Average rebate per home
0%Interest financing available
$2.1M+In rebates secured for NJ homeowners
10 minTo check your eligibility

Whole Home Energy Solutions • PSE&G • JCP&L • NJNG • SJG • Elizabethtown Gas • Orange & Rockland • Atlantic City Electric • All 7 NJ Utilities

Sound Familiar?

Most NJ homeowners deal with at least one of these — and don't realize there are programs designed to help.

You Might Be Leaving $7,500+ on the Table

You Might Be Leaving $7,500+ on the Table

NJ has some of the most generous home energy programs in the country — but the process is confusing. Most homeowners never apply. That's where we come in.

Overpaying on Energy?

Overpaying on Energy?

Most NJ homeowners spend $1,200+ more per year than they need to on heating and cooling. Small upgrades can make a big difference.

Uncomfortable Rooms?

Uncomfortable Rooms?

Hot upstairs, cold downstairs. Drafty windows. These aren't things you have to live with — and fixing them often qualifies for rebates.

How NJ Rebate Programs Actually Work

It's simpler than you think — here's the 2-minute version.

Whole Home Energy Solutions

The biggest program. Up to $7,500 in rebates + 0% financing through your utility. Covers insulation, air sealing, HVAC, and water heater upgrades.

Building Decarbonization

Stack with Whole Home for up to $17,500+ combined. Covers heat pump installations for homeowners switching from fossil fuel heating.

On-Bill Repayment

0% interest financing up to $25,000 (or $50,000 for heat pump projects), repaid through your monthly utility bill over 10 years.

Your Guide from Confusion to Comfort

01

Discover

Tell us about your home. We'll show you every program you qualify for.

10 minutes

02

Plan

Get a clear breakdown: costs, rebates, net price. No surprises, no pressure.

Within 1 week

03

Connect

We match you with a vetted, program-certified contractor in your area.

At your convenience

04

Relax

We guide you through the rebate paperwork until every dollar lands.

We follow up for you

What Other NJ Homeowners Discovered

Home in Princeton, NJ

I had no idea these programs existed. HomeWise walked us through every option and we ended up paying nothing out of pocket.

Sarah M.

Princeton, NJ

Single Family • Built 1999 • 2,100 sq ft • Gas heating

Whole Home Program upgrade

~$138/mo
0% interestfor 10 years
Total project$24,000
Rebates-$7,500
Energy savings$0 out of pocket
Home in Basking Ridge, NJ

I had no idea you could stack both programs. $17,000 in rebates and $0 out of pocket for me!

Michael T.

Basking Ridge, NJ

Townhome • Built 2004 • 1,800 sq ft • Gas heating

Heat pump + insulation (Whole Home + BD stacked)

~$149/mo
0% interestfor 10 years
Total project$34,640
Rebates-$17,000
Energy savings$0 out of pocket

Why Smart Homeowners Start Before Summer

Peak season means longer waits and rushed work. Here's what insiders know.

Contractor Availability

During peak season (June–August), wait times for audits and installations can double. Start now while schedules are open.

Better Pricing

Off-season rates are more competitive. You're not competing with every homeowner whose AC just died.

Program Funding

Many rebate programs have annual funding caps. Early applicants get funded first — later applicants risk reduced budgets.

Comfortable by Summer

Start now and your home is upgraded, efficient, and comfortable before the first heat wave hits.

Programs Available in New Jersey

NJ Rebates & Incentives

Utility-sponsored Whole Home Energy Solutions
0% On-Bill Repayment
Building Decarbonization Program

Up to $7,500 in rebates — or $17,500+ when stacked with heat pump solutions

+ 0% interest financing for up to 10 years (max. $75,000)

Expanding to more states soon.

Comfortable home interior

Don't Leave Money on the Table

Programs change, funding runs out, and peak season books fast. Check what you're eligible for today — it takes 10 minutes.

Free to use • No obligation • Expert guidance